Think inside your AI world.
GoCardless through Unl
GoCardless's own MCP hands an agent the payment record. Unl hands it the bar your membership team actually collects against.
GoCardless through Unl reads payment and mandate data against the collection-readiness rule you have ratified, so 'has this payment cleared?' comes back collect-or-chase with the event still open against it.
What GoCardless holds
Naked, GoCardless's read-only MCP hands back whatever the account holds. Measured, that same payment is checked against the collection rule the membership ops lead actually ratified:
- Look up a payment by ID, including its current status
- Check the mandate behind a payment for active status
- List subscriptions and their linked payments for a customer
- List events logged against a payment, including failures
- List payouts, to confirm a payment has actually settled
What the naked read gives you
Ask GoCardless's MCP whether a payment has cleared, and it returns exactly what the account holds: payment status, the mandate it ran against, any events logged since, the payout it landed in. Precise and current, because that is the read-only surface GoCardless built for an assistant to query - not a call on whether the payment meets the bar your membership team runs collections by.
The frame judges the data it is given; it does not verify the source’s accuracy.
What changes when GoCardless is read measured
The membership ops lead ratified the collection-readiness rule: a payment only counts as cleared once its status reads confirmed, the mandate behind it is active, and no failure event has been logged against it in the current cycle, because payments were being marked as collected while a retry was still quietly running in the background.
'Has this payment cleared?' returns, measured: chase, a failure event logged two days ago against an active mandate, because a member who thinks they've paid and hasn't is the complaint that costs the most goodwill. GoCardless supplied the payment and event data; your ratified rule supplied the collection bar.
And back again
The chase doesn't reset itself each time someone asks. Unl keeps the payment, the event that triggered the chase and the rule behind it linked together, so a follow-up query on the same payment picks up from what was already flagged rather than starting the read over from nothing.
The answer comes back measured against what you already decided, and why.
The lane is live and open to this tool today: one box, paste anything. If it speaks MCP, Unl can reach it. Readings arrive unprompted, the data beside the criterion; Unl is a courier, not a warehouse, and keeps only your keys and the frame.
Questions people ask
What happens once the failed event is resolved?
Unl checks the payment again against the same ratified rule once the retry succeeds and the mandate is confirmed active. The verdict moves from chase to cleared, and the earlier failure stays on record next to it.
How do I connect GoCardless to Claude?
Sign in through GoCardless's own MCP at mcp.gocardless.com and authenticate against your account. Claude gains read-only access to payments, mandates and payouts, and Unl measures what comes back against your ratified collection rule.
Does Unl collect, cancel or retry payments in GoCardless?
No. GoCardless's own MCP is read-only, and Unl only ever queries it - looking up the payment, mandate or event and checking it against your ratified rule. Nothing is created, cancelled or modified.
What this is
Think inside your AI world — you stay in command
Unlimitless (Unl to friends) holds what you've settled, reads what your tools are showing, and catches what's changed out in the world — and hands your AI whatever bears on the work, the moment it's needed, without you asking. The right thing, in front of the model, unprompted, with you in command of the call. So you keep moving toward what you set out to build, on top of everything you've already decided.
It plugs into Claude, Claude Code, ChatGPT and Cursor as an MCP connector. Quick to connect, in a couple of steps.
Unlimitless is open now to invited Alpha. Apply for the Beta waitlist to come in ahead of the full launch:
Alpha is invite-only · free at launch.