Think inside your AI world.

Xero through Unl

Xero is a precise set of books. Precise books still don’t answer “are we safe, by the floor I set?” — that floor is your judgement, applied to the numbers.

Xero through Unl reads your live accounts — cash position, P&L, bank transactions, aged receivables — against the financial floor you have ratified, so you get “above your floor but closing, and here is the single biggest lever” rather than a runway figure on its own.

What Xero holds

Xero’s official MCP server exposes the accounting surface with granular read-only scopes:

  • Invoices, bills, contacts and bank transactions
  • P&L, balance sheet and cash flow
  • Trial balance and the chart of accounts
  • Aged receivables and payables, expense claims

What the naked read gives you

The naked read is your runway: 4.4 months. True, and it stops there — it doesn’t know that 4.4 is above your line but drifting toward it, and it doesn’t point at what would move it.

The frame judges the data it is given; it does not verify the source’s accuracy.

What changes when Xero is read measured

Say you set two floors: never let runway fall below four months, and no single client past £5k overdue. Both are boundaries you chose, for reasons you can state.

Asked “are we alright on cash?”, the measured read returns: runway is 4.4 months — above your four-month floor, but closing; and one client is over your overdue boundary at £6.2k, which is the single biggest lever on that runway. The books came from Xero; the floors, the breach and the lever came from the criteria you ratified.

And back again

If you decide that client gets one more week before escalation, that becomes a settled call in Unl — so the next read doesn’t re-flag it as a fresh surprise, it tracks it against the decision you made.

The answer comes back measured against what you already decided, and why.

The lane is live and open to this tool today: one box, paste anything. If it speaks MCP, Unl can reach it. Readings arrive unprompted, the data beside the criterion; Unl is a courier, not a warehouse, and keeps only your keys and the frame.

Read further

Questions people ask

Can AI check my Xero runway against a minimum I set?

Yes, read through Unl. You ratify the floor (say four months of runway, and an overdue-client boundary, with your reasons), and the live Xero books are measured against it — the answer names whether you are above the floor, how close you are, and the largest lever moving it.

How do I connect Xero to Claude or ChatGPT?

Xero ships an official MCP server with read-only scopes for direct access. Through Unl the same books arrive measured against your ratified floors, so the runway reads as “above your line, closing” with the lever named, not as a bare number.

Is my Xero data changed or stored?

Unl reads through Xero, and can write back on your explicit gesture — it never acts as a side effect of a read.

What this is

Think inside your AI world — you stay in command

Unlimitless (Unl to friends) holds what you've settled, reads what your tools are showing, and catches what's changed out in the world — and hands your AI whatever bears on the work, the moment it's needed, without you asking. The right thing, in front of the model, unprompted, with you in command of the call. So you keep moving toward what you set out to build, on top of everything you've already decided.

It plugs into Claude, Claude Code, ChatGPT and Cursor as an MCP connector. Quick to connect, in a couple of steps.

Unlimitless is open now to invited Alpha. Apply for the Beta waitlist to come in ahead of the full launch:

Alpha is invite-only · free at launch.